Tuesday, July 06, 2010

Sum Thots on Non-Insurance

Think about this.

Let's say you buy a new car.
Let's say it cost $20,000.
You call your insurance person and tell them you bought such-and-such new car for $20,000.
The insurance person may ask a couple of questions about options or features or horsepower, and how far you drive to work, etc.
The usual insurance questions.
Then the insurance person says that your annual insurance bill will be, say, $500.
You accept this price with the assumption that if you are involved in a collision that the insurance company will pay to fix it, or if your car is damaged badly enough that it is more cost effective to replace the car rather than repair it ("total loss" or "totaled"), the insurance company will pay you enough money to replace it.
Right?
Wrong.
Stay with me.

For the sake of simplicity, lets say that the cost to replace your new car, should it be in a collision and is damaged badly enough that it is more cost effective to replace it rather than repair it, remains the same for the rest of the year - $20,000.
So your insurance rate should remain the same for that first year of ownership.
Still with me?

Think about this -
If, while still on the dealer's lot, you finish signing your papers, jump in your brand new car, start it up and it catches fire.
You jump out of your new car and watch helplessly as it burns to a rusted metal shell on the dealer's lot.
The insurance company will likely pay you $20,000 to replace the car.
Your annual insurance cost: $500.

Let's say you have signed your papers at the car dealer, and pull out of the dealer lot in your brand new car, and are broadsided by a truck 50 feet from the dealer's driveway.
The insurance company will probably pay you $20,000 to replace your new car.
Your annual insurance cost: $500.

One year after you bought your car, you are driving along the street in front of the car dealer where you bought your car and are broadsided by a truck 50 feet from the dealer's driveway. The insurance company will pay you enough to buy a one-year-old version of your wrecked car - about $14,000 (not a new one - $20,000).
Your annual insurance cost: $500.

Five years after you bought your car, you are driving along the street in front of the car dealer where you bought your car and are broadsided by a truck 50 feet from the dealer's driveway. The insurance company will pay you enough to buy a five-year-old version of your wrecked car - about $7,000 (not a new one - $20,000).
Your annual insurance cost: $500.
Huh?
Why is this?

There are two facts about car insurance that are in play here.
1 - Your car insurance only covers the CURRENT value of your car - not replacement value.
2 - Your insurance cost never goes down, even though the value of your car changes.

The replacement values used in the examples above were based on the following figures:
It is a verifiable fact that as soon as you drive a new car off the dealer's lot, it loses about 15-20% of its new value.
At the end of the first year of ownership your new car will have lost from 25% to 35% of its new value.
At the end of five years of ownership, your new car will have lost from 60% to 65% if its new value.

So, based on the above facts about depreciation, if the value of your car goes down every year, why doesn't your (collision) insurance cost go down by the same amount?
In theory, if your insurance cost doesn't go down every year, then your insurance should cover the cost of a NEW car, of equal value to your car when it was new, no matter when you "total" your car.

In fact, you should be able to buy an insurance policy to replace your car AT ANY TIME with a new version of that same car.
The cost of this type of policy would likely increase each year because the cost of a new replacement vehicle typically increases each new model year.
But you would still be able to replace your smashed car with a new one.
But you cannot buy such an insurance policy.
They do not exist.
Why can't you buy such a policy?

The reason, as explained by my insurance agent, is customer fraud.
If some people knew that they could get a new car to replace their current older car, simply by crashing it, they would do it.
So, to reduce the likelihood of customer fraud, the insurance companies do not sell full replacement value vehicle policies.

The same is true of house insurance.
You cannot buy an insurance policy that will fully replace the CURRENT value of your house and its contents.
The example given to me was similar to this:
Say, your current house is 20 years old and currently worth $75,000. The cost to build the identical house today is $100,000.
Some people would burn their current house down in order to cause the insurance company to build a new replacement house worth $100,000.
So the insurance companies will not sell full replacement homeowners policies.
Thus, if your 20 year old house burns down, the insurance company will only pay you $75,000 to "replace" your house.
Guess who gets to pick up the difference?

Enjoy your freedoms while you still can,
You will not have them much longer.

In God we trust....
.

Saturday, July 03, 2010

Another Run

I know both of you don't care about this very much.
If so, you can move on to more interesting stuff.

Ever since my walk last Saturday morning, I have been thinking about running up Bankhead Parkway again.
I made no conscious plans this past week, but had a open mind to the alternative to walking around my neighborhood.
I stayed up too late again last night - though not as late as some of the Nordstrom clan.....

So this morning, when I woke up before 5, I considered it an omen for a good chance to be with my old friend.
I have said this before, but I cannot say it enough - I love running.
I know it is irrational, but it is still a fact.
It surprises me how much I love to run.
Certainly my addiction to endorphins produced by the activity has to be part of it.

Anyway, after a face shave, I donned my running/walking costume and gathered up my after-run towels, water bottle, neck keys, hankie, and out the door I went.
As the plan always is these days, I would try to run the whole way.
If something broke, I would walk.
Either way it would be a good (= more taxing than my usual flat neighborhood course) workout.

I drove to Pratt Avenue and turned onto Grayson and parked the car.
I walked the few dozen feet back to Pratt wondering how long I would walk before I started to run.
I barely made it across the street before I started the engine.
Carefully, at first.
Small steps, not a lot of dig or thrust.
I wanted to let everything warm up a bit.
Though I was on an incline, it is more gradual on Pratt than Bankhead (for those who do not know, Pratt becomes Bankhead at the base of Monte Sano).
So, the reasoning was, just run the more gentle incline of Pratt and let that quarter mile or so be the warm-up.
And it was so.

The gradual left turn onto Bankhead Parkway included a not-so-subtle increase in grade, as well.
It was time to go to work.
I was already breathing heavily (but comfortably) and did not want to start the 3/4 mile or so hill at max VO2.
So I dialed back my pace a bit, even though the race horse in me was wanting to get on with it.

Having not run regularly in over a year (I stopped doing that after the 2009 Cotton Row Run), and run this same course over a month ago (maybe two or three), I knew I was out of shape for running to some degree.
But I knew that I could prolly do this without major problems because I had surprised myself at that last session.
So I took it easy and took the hill - about 200 feet in about a mile.

All joints and connections seemed to be pleased with the work at hand.
It was my breathing that was the concern.
A couple of times I flirted with the thought of stopping and walking but the runner in me and ego would have none of it.
So onward we ran.
I had to keep holding my pace down to keep my breathing at the level I wanted, though no one would fault me if I allowed my elevated respiration rate to kick in.
After all, I WAS running up a big hill.
But I wanted all things respiratory to remain nice and tidy.
And it was so.

When I got to Tollgate, I was looking forward to its relatively flat topography.
I felt good and the worst (well, most of it) was over.
By the time I reached Mountainwood Drive, I was a very happy old man.
I stopped and retied my right shoelace, which had suddenly begun to feel loose.
Then it was a walk down Mountainwood.
One of the steepest roads I have ever seen.

At the bottom, I noticed that Owens Drive had been repaved.
I wished that I was in shape to run the whole Cotton Row course again so that I could pad up the nice, new surface of Owens.
Oh well....

I turned around in the cul-de-sec and started up Mountainwood.
As has been my practice for several years of running this course, I walked up the steepest part of Mountainwood that is paved with concrete and began running when the grade leveled a little and the paving changed to asphalt.
It was a slog, but I took baby steps and just worked it a foot or so at a time.
This was not a race and I knew I was fragile (or assumed so).

It was on the return trip along Tollgate that I saw another runner.
She was almost a quarter mile away when I first noticed her.
Pale blue top, black shorts.
At that point I was not sure of the gender because of the powerful strides she was taking.
Then I saw the golden pony tail wagging side to side.
But that stride; I was impressed.
And envious.

She did not take the little short girly steps that many women do.
This lady lifted her knees almost even with her hips and took great chunks of territory with each step.
And yet, as we closed in on each other, she did not seem to be working hard (envy again - I was breathing like I was, well, running).
And it was early; only 6 or so.
And no iPod - good for her (one of the dumbest things a woman can do while running or walking).
This lady was a serious runner.
WAY out of my league.
I looked closely to see if I knew her from past races, but I could not be sure.
I waved, she said hi, then she was gone.
Do I need to say, I was impressed?
I was impressed.

I turned left onto Bankhead for the downhill jaunt.
This was the easy part, as far as breathing is concerned.
I was more concerned about joints and connective tissue at this point because of past history.
Many times in jaunts gone by, I have had foot, ankle, knee or hip issues on this very patch of road.
Part of it could attributed to the fact that I had already run three miles up hill.
But some of it had to do with the pitch of this stretch of the course.

And so it was today.
Not long after I landed on Bankhead, my left knee started whining with a sharp ouch just to the inside of my kneecap.
I wondered why; I had been trying to keep my left foot from flopping about, as it is wont to do.
I had not taken any awkward steps with my left foot, that I could recall.
So why the pain?
The question, briefly, was taken up by Running Central, is this the end of the run?
But before a vote could be taken, the pain went away.
Fffitt!
Gone.
As so many - if not all - of my running pains have done.

And on we jogged.
Happy as a dead pig in the sunshine. (as they say)
At the bottom of the hill, Bankhead became Pratt once again and I cruised onto the less steep decline, loving every moment.
This (other than every finish line) was my favorite part of this course.
The gentle decline seemed to help me to float along the road.
Breathing at this point was up into my accelerated zone, but I was less than a quarter mile from the end.
It was time to let it all out.

When I reached my car, I wanted to keep going, just as I had last time I did this.
But I stopped.
I walked to the next street to cool down, turned around and walked back to my car.
Sweaty, tired, jacked up on endorphins, I felt awesomely.

According to Map My Run, this course is 1.62 miles one way.
Close enough to three miles to suit me.

In God we trust...
.

Thursday, June 24, 2010

THOTS ON A DIMINISHED FUTURE

I have not posted much here lately.
Sorry.
I have not had much to say.

I am experiencing a lingering feeling of depression these last few months.
It is caused by three factors; 1, my diminishing physical strength and appearance, 2, the looming collapse of the American economy and our society as we have known it, and 3, the deteriorating spiritual landscape in general and that of my personal environment in particular.

I know.
Whine, whine, whine.

There is little I can do about number one.
I am getting old (as is everyone on the planet) and, in small but persistent ways, it is taking its toll on me.
I continue to do my best to fight this inevitable slide into a mass of Jello but it is discouraging sometimes.

Numbers two and three are related.
But Number two is bothersome because it seems that God has allowed or sent a strong delusion on many of the people of this nation.
The conversion of this nation into a socialist nanny state in taking place before our eyes and it seems that we are powerless to stop it.
And in the process it is bankrupting this nation.

The debt of the federal government is now about 12 trillion dollars.
An amount that challenges our ability to comprehend it.
If nothing is done to reverse our out of control government spending, we, as a nation, will be bankrupt.
And there seems to be little will among many people to reverse the runaway spending of our government.
In another five years we will be like Greece.
Bankrupt.
Inflation will explode.
The dollar will become worthless.
Food will become prohibitively expensive.
There will be no jobs because no companies will be able to hire anyone.

Number three is related to number two.
If God has sent a deceiving spirit on the land what does that bode for me and other Christians?

This takes me to a regression dialog to examine my priorities and beliefs.
This dialog takes the form of a series of questions.
Here they are:

1 Can I live as a Christian if the federal government outlaws prayer and religious expression in public places?
(for purposes of this discussion "live as a Christian" means the ability to read the Bible, pray to Yahweh/God, and obey the commandments of the Bible as I understand them.
Yes. This would not be much different that it is today.
2 Can I live as a Christian if the federal government places restrictions on my freedom of speech?
Yes. There are ways to circumvent such "restrictions" as has been done in Hitler's Germany, the Soviet Union and in China, today.
3 Can I live as a Christian if the federal government places monitors in our churches to limit the things the minister can say?
Yes. There are ways to circumvent such circumstances.
4 Can I live as a Christian if federal policies and society in general become more anti-Christian?
Yes. I may become more difficult to carry on day to day activities, but it has been done in other times and places. It can be done here.
5 Can I live as a Christian in prison?
Yes. If Paul did it, we can do it. I suspect this will be the ultimate fate of the Christian church in America if things continue as they are going.

Having said yes to all of these predicted circumstances does not mean that it will be easy or pleasant.
But God can keep us saved.

Even so Come Lord Jesus. (Revelation 22:20)
.

Monday, May 31, 2010

On This Day

I present some well-known words written over 150 years ago by an extraordinary man, that are appropriate for this day in which we remember those who have died to preserve and protect the freedoms and way of life we enjoy.
.......................

Four score and seven years ago our fathers brought forth on this continent, a new nation, conceived in Liberty, and dedicated to the proposition that all men are created equal.

Now we are engaged in a great civil war, testing whether that nation, or any nation so conceived and so dedicated, can long endure.
We are met on a great battle-field of that war.
We have come to dedicate a portion of that field, as a final resting place for those who here gave their lives that that nation might live.
It is altogether fitting and proper that we should do this.

But, in a larger sense, we can not dedicate -- we can not consecrate -- we can not hallow -- this ground.
The brave men, living and dead, who struggled here, have consecrated it, far above our poor power to add or detract.
The world will little note, nor long remember what we say here, but it can never forget what they did here.
It is for us the living, rather, to be dedicated here to the unfinished work which they who fought here have thus far so nobly advanced.
It is rather for us to be here dedicated to the great task remaining before us -- that from these honored dead we take increased devotion to that cause for which they gave the last full measure of devotion -- that we here highly resolve that these dead shall not have died in vain -- that this nation, under God, shall have a new birth of freedom -- and that government of the people, by the people, for the people, shall not perish from the earth.

Saturday, May 15, 2010

Josh the graduate













My last son, Joshua, graduated from college with his shiny new Masters degree last night.
We of the family and friends watched the pompous circus from the peanut gallery.
After the event the Nordstrom's and the Smith's went to a local eatery to gorge and gab.
A pleasant time was had by all (it seemed).

"Enjoy your freedom and your income quickly, both will soon be gone."

Friday, May 14, 2010

One of my favorites...

Titus 3:3-7
3 For we ourselves were also once foolish, disobedient, deceived, serving various lusts and pleasures, living in malice and envy, hateful and hating one another.
4 But when the kindness and the love of God our Savior toward man appeared,
5 not by works of righteousness which we have done, but according to His mercy He saved us, through the washing of regeneration and renewing of the Holy Spirit,
6 whom He poured out on us abundantly through Jesus Christ our Savior,
7 that having been justified by His grace we should become heirs according to the hope of eternal life.

Saturday, May 08, 2010

Well, Well, Well

Hello.
It has been a while.
Sorry for the lapse.
I have been preoccupied with personal matters and have not had much to say.
Not sure how much I will have to say from here on.
But for now, here I am.

In my new workout program of the last month or so, I have reduced my weight workouts to four per week (down from six) and added three days of walking (again).
This was because I finally became tired - and perhaps over-trained - from the previous plan.
Anyway, in the new setup, Saturday is a walking day.
And today, I was feeling sort of frisky, so I decided to walk up Bankhead parkway.
This route takes me up Bankhead about 3/4 of a mile, along Tollgate Road about 1/4 mile, and then down Mountainwood Drive (about 1/10 mile).
Then turn around and go UP Mountainwood, along Tollgate, and DOWN Bankhead.
Mountainwood is VERY steep.
The bottom half is as steep as a house roof (about 12 degrees).

All of this is part of the Cotton Row course.
It was almost a year ago (11 months and 23 days, to be exact) that I last ran this course.
Anyway, I decided to walk this loop to burn a few extra calories more than my flat course around my neighborhood.
That was the plan.

As soon as I got out on Pratt Avenue (the prelude to Bankhead) I felt like running.
The morning air at 6:11 was cool and there was a nice breeze teasing the fresh, green leaves on the trees.
Great walking weather and even better running weather.

I argued with myself about this.
"It has been a year since you have run," my cautious self said. "You might break something."
"Fine," my old race horse self replied. "If it doesn't feel right we can stop."
I had nothing to prove to anyone; including myself.

To add to my distress, there were several groups of people running the Cotton Row course, no doubt practicing for the big race in three weeks.
I contented myself to walk all the way up Bankhead, along Tollgate, and down Mountainwood.
The urge to break into a jog sat on my shoulder and hissed in my ear the whole way.
It was a good workout.
The trip down would have made it a good 50 minute session.
But as I turned around at the bottom of Mountainwood, I knew what I was about to do.

I walked up the first and steepest portion of Mountainwood, as I have done all the years I have run this course.
But where the pavement changes from concrete to asphalt, I started to run - as I have done all the years I have run this course.
I felt foolish, childish, and quite the daredevil.
I was surprised how easily I finished Mountainwood as I turned onto Tollgate.
It is a quarter mile of down and up of about 20 feet.
I always looked at it as a rest from the steep slog of Mountainwood.
And so it was today.

I was not pushing myself but I was surprised that nothing was complaining.
As I turned on to Bankhead for the long downhill jaunt, I could see some of the runners that had passed me when I was walking down Mountainwood a few minutes before.
And, in spite of my attempt to be cautious, the race horse in me whispered, "Catch them!"
I tried to suppress the urge, but I felt my legs add an additional 1/4 inch to each stride.
We were going see what is left in the old man....

Amazingly, to this point I had managed to keep my breathing in my comfort zone.
Fast, deep, but comfortable.
On the way down Bankhead, the attachment of some quad tendon just above my left knee started to protest it's circumstance.
The announcement was noted by Running Central, but no action was taken due to the minor nature of the signal.
Soon it was gone.
Only to be replaced by a more insistent call from my right ankle.
It wanted to make sure that I set my right foot down in a very precise, linear way.
No flopping or twisting allowed.
I got the message.
When I got the steps correct, right ankle was happy.

Bankhead is almost all downhill except for a couple of small flat or slightly uphill sections near the bottom.
Even so, I found myself pushing my pace, and breathing, to catch the other runners.
And by the time I reached the bottom of Bankhead (which then turns into Pratt) I had cut the distance between myself and the others by about half.

Pratt Avenue at this point is a magical 1/4 mile for me.
It is smooth and transitions from a slight downhill to virtually flat.
Running there has always felt like floating on air.
I have always enjoyed this part of the course, and today was no exception.
Frankly, I was amazed and delighted as how I was doing.
In spite of almost a year off, my breathing was still under control.

I was reminded - again - how much I love running.
Of course, by this time, I was jacked up on a dose of endorphins that I have not experienced in almost a year.
I would have felt great even if I had broken my leg.
I turned off of Pratt and with disappointment saw my car.

It was time to stop.
I did not want to.
The other runners were just a block away and I was reeling them in.
Assuming nothing in me broke, I was thinking I could catch them by the time we got to the Civic Center (their - and my old - starting point).
But caution prevailed.
I stopped running a few dozen yards from my car, walked past my car to the next intersection to cool down, turned around and walked back to my car.
I was a good start to the day.

I had my first physical exam in about 15 years this past week.
The interesting numbers for me was my blood pressure - 121/67.
Not bad for an old guy.

In God we trust.
(... all other ground is sinking sand...)
.

Monday, March 22, 2010

Changes...

This is the story of two people I know.
It is true.
Some details are omitted to protect their privacy.
.................................

They were an unlikely couple.
They met in 2008 at church.
It started with just polite conversation.
He was much older than she.
Almost twice her age
She was seeking someone her age, he was interested in finding someone closer to his.
So they simply spoke to each other from time to time with no intentions of going further.

But she was polite and friendly and funny.
And she found that he acted and thought much younger than his numerical age.
And the more they talked, the more they found that they were similar.
Seeing things the same way.
Thinking the same thing at the same time.
Finding the same things humorous.
They started trading emails, still not thinking that a relationship was under construction.
But is was.

Within two months they realized that "something" was happening.
Against all odds.
Against all logic.
In spite of their innocence and lack of intent.
In spite of their age difference.
They soon found themselves in love.
But they knew it could not progress beyond a certain point.

They were an unlikely couple and they knew it.
They saw the looks they got from others.
But they did not care.
They talked about it.
They laughed about it.
And enjoyed what they had, no matter how strange it looked to others.

It was sweet while it lasted.
Oh, it was so sweet.
So easy and comfortable.
They just fit.
They meshed with each other in so many ways.
On food, politics, music, religion, dieting, exercise, home decorating.
And on dozens of other little things.
They cooked together.
They prayed together.
They laughed together.
She could make him laugh.
They just fit.

He found out what it meant to have a soul mate.
He had read about such a thing.
And he believed it was possible.
But he had never experienced it.
Until now.
She was it.

And she said the same thing about him.
And it was so nice.
It amazed him because he was just being himself.
But somehow that delighted her.
Up until now, being himself had always caused a problem with the other person on some point or other.
Not this time.
He could do no wrong, it seemed.
It felt strange and, well, nice.

He learned how it felt to be loved.
(not that he had not been loved before. But somehow this was different.)
And she knew how to pet his ego.
She made him feel like a new man.
A younger man.
When he was with her, he forgot how old he was.
He felt like a kid with her.
It was like high school all over again.
Except this time he knew what was going on.

He loved her.
He loved her in every way he could.
He loved her every way he knew how.
Love was something he was never comfortable with.
He felt he was not good at it.
That he failed to express it well enough.
That he never seemed to get it right with his mate.
He was too self-centered.
But somehow, this time, he got it right.
She, somehow, brought it out of him.
And he loved her with everything he had.

And she loved him.
Even though he was much older than she.
She stopped seeing an older man and saw the kid that was still in him.
She appreciated things about him that no other woman had.
She called him her "sweet man".
No woman had ever called him that.

For his part, he could not understand how she could love him like this.
No one else ever had.
Not like this.
At first he was embarrassed and skeptical.
He wondered if he had somehow deceived her.
Or if she was just putting on an act.
No woman had ever loved him like this.
Could it really be genuine?
But as they spent more time together, he came to accept the authenticity of her feelings.
And he loved it.

In their few months together, they never argued.
They never had a disagreement.
It was not because they were on their best dating behavior and holding back.
They were way past that (if they ever did it).
It was because they were so similar in so many ways.
It was because they thought alike.
It was because they saw so many things the same way.
It was just the way they were.

They had questions, too.
Why did God bring them together?
Why?
Knowing they could not marry (the logical/emotional conclusion of such a pleasant relationship.) because of his divorce years ago.
Why did he allow them to become so connected?
He could have stopped them at a hundred different points.
But he just let them grow together.
They knew that they would probably never know.

So they just accepted the strange circumstance and let the relationship grow as much as the Bible would allow.
And they stopped where it would not permit them to go further.
They never sinned.
They never violated their understanding of the Bible.
They never tried to push the boundaries.

He honored and respected her.
She honored and respected him.
And that just made them love each other more.

But they knew the ending was inevitable.
They knew they could not go on as they were going.
The Bible put limits on how far they could progress together.
And they choose to conform to those constraints.
That meant they could not be married.
At least not until another circumstance changed.
And that was not something they could control or felt free to ask for.
(if this makes no sense to you, I understand, but I don't want to go into the details as that would delve into the privacy of some other people)

She was the one who jumped first.
He was afraid that he would have to be the one to pull the plug.
But she spared him the unpleasant task.
There were reasons why it was just not realistic to prolong an incomplete relationship any longer.
He understood.
He did not argue.
He knew she was feeling the frustration.
So she decided she had had enough.
He knew it would have to end sometime for some reason and this was as good a time and reason as any.
He did not want to see her suffer any more.

He knew it would be painful - and it is.
Like open heart surgery with a ditch digger.
So here he is hurting.
And crying.
And wanting to call her and comfort her.
And wanting to go to her and hug her and tell her it will be all right.

But he is the problem.
So the more he is with her, the more problems she will have.
Thus, he must stay away.
And let her grieve alone.

He had seen her cry too much already.
It hurt him so much to see her cry.
He wanted to do something to help her stop crying.
But he could not.
It has to end this way.
And this way hurts.
(But there is no other way to end it that does not hurt)

So now it is ended. (or ending...)
He sits and cries.
Sometimes he cries hard.
So hard his body shakes.
And then, after a minute or two, it passes and he just sits.
And stares.
And hurts.
Empty.

Miles away, she cries.
Maybe in the same way.
(He really does not want to know)
For her it is a bit different.
Life will go on.
Life has to go on.

She is still young.
There is much of life to be lived for her.
She has a career to pursue.
And time.
Time to heal,
Time to grow,
Time to change.
Hobbies, talents, skills, ministry.
Maybe she will find someone else and they will be able to be happy together.
Happily ever after and all that.
Maybe.
He wants that for her.
He wants her to have what she could not have with him.

For him, life is just about over.
Not really.
He could live another thirty years.
But emotionally, he is finished.
There will never be another woman like her for him.

For him, the remaining years of his life will be empty and boring and pointless.
He really has no interest is living anymore.
Not that he wants to kill himself.
It is just that the rest of his life will be in the shadow of this beautiful few months he shared with this delightful woman.

Who is now gone.

Sunday, February 07, 2010

SOME THOTS ON JOHN 15:1-13

INTRODUCTION

In my spiritual experience I have heard the following scripture passage interpreted in several ways. Let us look at these verses and see what they actually say.

THE TEXT

I will use the New King James Version of the Bible rendering of this passage.

John 15:1-13



1“I am the true vine, and My Father is the vinedresser.
2Every branch in Me that does not bear fruit He takes away; and every branch that bears fruit He prunes, that it may bear more fruit.
3You are already clean because of the word which I have spoken to you.
4Abide in Me, and I in you. As the branch cannot bear fruit of itself, unless it abides in the vine, neither can you, unless you abide in Me.
5“I am the vine, you are the branches. He who abides in Me, and I in him, bears much fruit; for without Me you can do nothing.
6If anyone does not abide in Me, he is cast out as a branch and is withered; and they gather them and throw them into the fire, and they are burned.
7If you abide in Me, and My words abide in you, you will ask what you desire, and it shall be done for you.
8By this My Father is glorified, that you bear much fruit; so you will be My disciples.
9“As the Father loved Me, I also have loved you; abide in My love.
10If you keep My commandments, you will abide in My love, just as I have kept My Father’s commandments and abide in His love.
11“These things I have spoken to you, that My joy may remain in you, and that your joy may be full.



COMMENT

The term that is translated “prune” (NKJV) in verse two is the Greek term “kathairo”. It is translated “purge” in the KJV. It literally means, to cleanse or prune. The determining element stated in this passage is that each “branch” bears “fruit” (vs 2, 4, 5, 8). Without defining what this “fruit” is, if a branch produces SOME fruit, it is “purged” – cleansed or pruned – so that it will produce more fruit. If the branch does not produce ANY fruit, it is “taken away” – removed from the vine – Christ (vs 1, 2, 3, 4, 5, 6, 7).

The Greek word translated "takes away" (v 2) is "aheero", which means, to lift, to take up, take away, remove.

It should be pointed out here that verse three of chapter 15 states that the disciples were “already cleansed by the word” spoken to them. The bearing of fruit is presented as a function of God working through each of them over time(vs 4, 5, 6, 7, 8) hence, the emphasis that each of them “abide” in the vine. Stated another way, they should stay put and God will work through them to produce more fruit (v 2).

A key concept in this scripture is the term "abide". The word "abide" is used eight times in this passage (vs 4, 5, 6, 7, 9, 10). Every time it is translated from the Greek word, "meno", which means, to stay, to continue, to dwell, to endure, to be present, to remain, to stand, or tarry. Thus, we are urged to "abide in me (Christ)" (v 4a, c, 5, 6, 7), "abide in the vine" (v 4b), And to have Christ's words abide in us (v 7). We are also encouraged to "abide in [Christ's] love" (v 8, 9, 10).

Failure to stay pure by virtue of our salvation from sin, and obey the commands of God and his word, to grow and produce fruit, leads to backsliding and removal from the vine.

Interestingly, Jesus turns a corner in verse 7. He ties staying in the vine ("abide in me") with obedience ("my words abide in you") and links them with answered prayer. Thus, one way to ensure that our prayers are answered as we desire is to build a long-term relationship with God/Christ.

Verse 8 takes these concepts a step further and relates our bearing of fruit to glorifying God. This verse also gives a definition of a "disciple" - one who bears much fruit and thereby glorifies God.

In verse 9, Jesus goes a step further. He associates love, obedience and abiding with him. God has expressed his love to Christ. Christ has expressed his love to his disciples in a way similar to the way God did to him. We are encouraged to remain in his love. From this we can see that it is assumed that part of love is a bond between two individuals. This bond creates an attraction between the two such that they want to be physically close to each other. This implies a desire to become more aligned spiritually and morally. And that implies a behavioral likeness, as well. Thus, we will become more like God/Christ.

In verse 10, Jesus restates these concepts and clearly presents the linkage between keeping his commandments and love. This definition stayed with John because he repeats a similar thought in 1 John 5:2-3. We demonstrate our love for God/Christ by obeying ("keeping") his commandments.

Verse 11 ties the concept of joy with abiding in the vine, and keeping the commandments of God. Jesus specifies that the joy goes two ways. We have a joy from Christ and we possess our own joy. From this we see that joy is both a gift and a human reaction.

The Greek word that is translated "joy" in both instances is "kharah". It means, cheerfulness, calm delight, gladness, joy. From this we get a picture, not of laughter or strong outward expressions of pleasure or amusement, but, rather, a more subdued pleased contentment. And something or a circumstance that provides a long-term environment of pleasure, will induce us to remain there and "abide".

So in these last three verses, he has linked stability, obedience, love, and joy.

Some teachers see a spiritual/moral cleansing in a "second work of grace" tied to the term "prune" or "purge" in this passage. For those who embrace the second work view, the term “purge” here means an instantaneous moral/spiritual cleansing after initial conversion. This takes place in the "soul" or "heart" of the person. What is removed is variously called a "carnal nature", "adamic nature", "fallen nature", or the "old man" which we inherited from Adam. A careful reading of these verses will reveal nothing to support any of these concepts.

While there are many references in the Bible to the utterly total, helpless moral depravity of all people (Romans 3:23), there are no scriptures that clearly link this situation to Adam. This passage alludes to this situation also (vs 4, 5). Certainly, many passages in the Old and New Testament do, indeed, present the concept of a moral/spiritual cleansing event. That event is conversion (1 John 1:9).

Rather than this scripture passage being a picture of a second spiritual/moral cleansing of a carnal/perverted nature inherited from Adam, this is more clearly a picture of obedience, stability and progressive growth in spiritual matters. The keys to our successful progress in the Christian life and the attainment of heaven in the end are contained in this passage, where we are urged to stay with Jesus/God, the vine (vs 4, 5, 6, 7, 9, 10), and produce the fruit of obedience (v 7), love (v 9) and joy (v 11).

ON BEING A JANITOR

April 15 th of 2013 was my last year to work for HR Block. I disliked the corporate pressure to make us call customers to try to sel...